Kuvare is an ideal growth partner for existing insurance companies, given the caliber and experience of the team and its access to strategic, long-term capital.
— Altamont Capital Partners

Dhiren Jhaveri

Chief Executive Officer

Before founding Kuvare, Mr. Jhaveri was a member of the executive committee of Sammons Financial Group, where he led corporate development and investment risk. Sammons Financial Group (SFG) is the holding company for Midland National Life Insurance Company and North American Company for Life and Health (NACOLAH). Previously, he worked at McKinsey & Co. and Barclays. Dhiren is actively involved on various committees for the American Council of Life Insurers (ACLI) and is a designee of the LIMRA Life Insurance Fellows (LLIF).

Carlos Sierra

Chief Operating Offficer

Carlos leads the overall operational strategy for Kuvare. With over 20 years of operations experience, Carlos previously served as COO for the Americas at Aon Risk and Global COO for Combined Insurance where he led global operations, including Front Office (sales model; multichannel sales), Back Office (contact centers; order entry; claims; field operations) and Technology (Application Development and Infrastructure). Previously, Carlos worked at McKinsey & Co where he served clients in the Financial Institutions Group and at FMC where he led Manufacturing Planning and Latin American Operations. Carlos earned engineering and masters degrees from ITESM, Ohio State and Stanford.

Erik Braun


Erik leads the accounting and finance functions for Kuvare. Most recently, he was with Fidelity Life Association as the manager of accounting and finance and the assistant controller. Previously, Erik worked in public accounting within the assurance practice, where he served insurance industry clients across most commercial and personal lines. Erik attended Indiana University’s Kelley School of Business, earning a BS in Accounting and Finance and is a Certified Public Accountant (inactive).

Laura Gallagher

Chief Actuary

Laura leads the actuarial analysis and product development efforts for Kuvare. With 17 years of life & annuity insurance experience, Laura has a broad background in valuation and financial reporting, product management, risk controls, and mergers & acquisitions. Most recently, she was the Chief Actuary for Colorado Bankers Life after the company was sold to new ownership. She spent over 10 years with Dearborn National Life with accountability for the individual product lines and served as the appointed actuary for the company and its two subsidiaries. She began her career at Allstate Life Insurance Company. Laura is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries and earned BS degrees in Actuarial Science and in Mathematics from the University of Iowa.

David A. Goldberg

General Counsel

David directs the legal, regulatory and corporate governance functions for the Kuvare businesses. He provides more than 20 years of broad commercial law and senior executive experience, having started his legal career in 1993 at the Sidley & Austin firm in Chicago. He has served in numerous corporate General Counsel roles, including insurance sector roles at Coregis Insurance, a specialty property and casualty company, as well as life and health companies Combined Insurance (and its worldwide affiliates) and Sterling Life Insurance Company. Most recently he served as General Counsel to the Illinois State Toll Highway Authority. David is a graduate of the University of Michigan and Washington University School of Law.

Brad Rosenblatt

President & Chief Revenue Officer

Brad leads revenue and growth strategy for Kuvare. Brad has over 20 years of experience in sales, marketing and strategy and most recently served as Chief Distribution Officer for Sammons Financial Group (holding company for Midland National Life and North American Company) leading the company’s growth strategy in new Life insurance markets. While at Sammons Financial Group, Brad also led the company’s strategy and corporate development function and held various sales and marketing leadership roles. Previously, he worked at McKinsey & Co. in the insurance practice, serving life, property/casualty and health insurance carriers. Brad holds an MBA from Michigan Ross School of Business and LLIF designation from LIMRA.

Kevin Hovi

Chief Financial Officer, Kuvare Life Re Ltd.

Kevin is responsible for the operations, including finance, investments and risk, of Kuvare Life Re Ltd., our Bermuda-based reinsurance arm. Most recently, he was with Longitude RE Limited as Chief Financial Officer. Previously, Kevin was with XL Catlin in progressively senior investment roles, most recently as Senior Vice-President, Senior Portfolio Manager responsible for rate & curve positioning and government allocations. Kevin also previously worked for Marsh in Bermuda and Deloitte in Canada. Kevin attended the University of Waterloo, earning a Honours BA in Accountancy Studies, and is qualified as a Chartered Professional Accountant / Chartered Accountant (Ontario, Bermuda) and as a Chartered Financial Analyst (Bermuda).

Emily Lorentzen


Emily leads the actuarial analysis for Kuvare's strategic initiatives. She has over 10 years of experience in actuarial modeling, financial reporting, and project leadership. Most recently, she was with KPMG as a manager in Advisory services assisting insurance clients with large scale transformations, risk management, and providing actuarial audit support. Previously, Emily worked at Aviva USA in various positions of increasing responsibilities. Emily is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a graduate of Drake University.

Dylan Jaffee

Manager of FP&A

Dylan manages the financial planning and analysis function for Kuvare. Most recently, he spent 5 years with KPMG’s financial risk management advisory practice, working exclusively with insurance companies. Dylan has a background in cost optimization, process improvement, financial transformation and regulatory compliance across life, health and P&C insurance companies. Dylan attended Colby College, where he earned his BA in Economics with a minor in Business Administration.

Jim Sterner


Jim leads the actuarial modeling for Kuvare. He has over 18 years experience in the life and health insurance industries with a background in pricing, product development, and valuation. Most recently, he was with Health Care Service Corporation and their life insurance subsidiary Dearborn National. He is a Fellow of the Society of Actuaries, Member of the American Academy of Actuaries, and earned BS degrees in Actuarial Science and Finance from the University of Illinois.

Shimrit Scher

Assistant General Counsel

Shimrit advises Kuvare’s operating businesses with respect to insurance regulatory activities and corporate affairs and handles special projects and strategic initiatives in support of the growth of the Kuvare platform. In addition, she counsels the executive management team in legal, regulatory and corporate governance matters associated with Kuvare’s non-U.S. operations. Prior to joining Kuvare, Shimrit practiced at Kirkland & Ellis LLP and Sidley Austin LLP, where she specialized in private equity and insurance transactions. Shimrit is a graduate of Northwestern University Pritzker School of Law and Northwestern University.

Ann Mengelson-Clark

VP of Transformation and Technology

Ann leads the life and annuity technology platform for the domestic companies of Kuvare, including Guaranty Income Life Insurance Company and United Life Insurance Company, and has over 20 years of experience in the life and annuity industry. Prior to joining the team at the Kuvare platform level, she served as Corporate Technology Officer for Guaranty Corporation. Ann holds BS and MS degrees from Louisiana State University.

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